10 Best Cashback Apps to Save Money in 2024
Cashback apps are a fantastic way to save money on everyday purchases, from groceries to online shopping. With cashback apps, you can earn a percentage of your spending back, often as cash or gift cards. Here are ten of the best cashback apps to help you save more in 2024.
1. Rakuten (formerly Ebates)
Why it’s popular: Rakuten partners with thousands of stores, allowing you to earn cashback for online and in-store purchases. They also offer bonuses for referring friends.
How it works: Shop through the Rakuten app or browser extension to earn cashback at participating stores. Payments are made quarterly via PayPal or check.
Best for: Online shoppers looking for cashback on a wide variety of stores.
2. Ibotta
Why it’s great for groceries: Ibotta offers cashback on groceries, household items, and more. You can redeem offers by uploading receipts or linking store loyalty accounts.
How it works: Before shopping, browse offers in the Ibotta app. After purchase, scan your receipt or link your loyalty card to get cashback. You can cash out via PayPal, Venmo, or gift cards.
Best for: Grocery shoppers who want cashback on everyday items.
3. Dosh
Why it’s convenient: Dosh offers automatic cashback when you link your debit or credit card and use it at participating stores and restaurants.
How it works: Link your card, and Dosh tracks eligible purchases to deposit cashback automatically. You can cash out to your bank or PayPal once you reach $25.
Best for: People who want automatic cashback without scanning receipts.
4. Fetch Rewards
Why it’s easy: Fetch Rewards lets you earn points on any grocery receipt, regardless of where you shop, making it easy to accumulate rewards quickly.
How it works: Scan receipts from grocery stores, and Fetch will convert them into points. Redeem points for gift cards from popular retailers like Amazon and Target.
Best for: Shoppers who want an easy, receipt-based cashback option.
5. Upside
Why it’s great for gas savings: Upside offers cashback on gas, groceries, and restaurants, but it’s particularly popular for saving on fuel purchases.
How it works: Find offers for gas stations in the Upside app, claim the offer, and pay with a linked card. Upload the receipt to earn cashback, which you can transfer to your bank or PayPal.
Best for: Drivers looking to save money on gas and occasional meals.
6. Shopkick
Why it’s fun to use: Shopkick allows you to earn points (called “kicks”) for simple tasks, like visiting stores, scanning products, and making purchases.
How it works: Open the Shopkick app and follow instructions to earn kicks, which you can redeem for gift cards. You can even earn kicks without buying anything by scanning items in-store.
Best for: Shoppers who enjoy an interactive way to earn rewards.
7. Honey
Why it’s a favorite for online shoppers: Honey finds and applies coupon codes at checkout, and it also has a cashback feature called Honey Gold for select stores.
How it works: Use the Honey browser extension to find coupons. When you shop at eligible stores, you earn Honey Gold points, which can be redeemed for gift cards.
Best for: Online shoppers looking for coupon codes and cashback rewards in one app.
8. TopCashback
Why it’s known for high cashback rates: TopCashback partners with over 4,000 retailers, often providing some of the highest cashback rates compared to other apps.
How it works: Sign up for free, and shop through TopCashback’s links to earn a percentage of your spending. Cash out options include PayPal, bank transfer, and gift cards.
Best for: Those who want higher cashback percentages on their purchases.
9. Swagbucks
Why it’s versatile: Swagbucks offers multiple ways to earn cashback, including online shopping, taking surveys, watching videos, and playing games.
How it works: Earn Swagbucks points (SB) through a variety of activities, which can be redeemed for PayPal cash or gift cards.
Best for: Users who want extra ways to earn rewards beyond shopping.
10. Capital One Shopping
Why it’s great for Amazon shoppers: Capital One Shopping helps you find lower prices across retailers and earn rewards on select purchases.
How it works: Use the Capital One Shopping browser extension to compare prices while shopping online. Redeem your rewards for gift cards at popular stores.
Best for: Amazon shoppers and bargain hunters who want instant savings.
Final Thoughts
Cashback apps offer an easy way to earn money back on purchases you’re already making. For those who prefer automated savings, Dosh and Rakuten are great options. Ibotta and Fetch Rewards are perfect for grocery shopping, while Upside can save you money at the pump. By using one or more of these apps, you can accumulate rewards and cash out for extra savings throughout the year.